Why choose DBFS Gold loan?
Use your gold assets without selling them, preserving long-term value while enjoying lower interest rates compared to personal loans and credit cards.
Opt for a gold loan for affordable, fast and flexible financing solutions with fast approval and disbursement, providing immediate access to funds.
- Low Interest Rates
- Quick Processing
- High Loan-to-Value Ratio
- Retain Ownership of Gold
- Flexible Repayment Options
- No Credit Score Requirement
FAQs
Frequently asked questions on Gold Loan
Yes, the pledged gold is stored securely in bank-grade vaults with insurance coverage to ensure its safety.
Interest rates vary based on the loan amount, tenure, and market conditions; they are generally lower than unsecured loans.
In case of non-repayment, the lender has the right to auction the pledged gold to recover the loan amount.
Basic documents such as ID proof, address proof, and a passport-sized photograph are required; no income proof is needed.
